Client-focused insurance solutions to protect what matters most.

With over 50 years of combined insurance experience, SC Insurance Advisors is your guide to keeping things safe, and simple.

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ACA Coverage

Health insurance for individuals and families.

Let us help you navigate the insurance marketplace to find the perfect plan to fit your budget and lifestyle.

Tax credits are available!

I want to discuss ACA

Medicare

Turning 65? Get the coverage you deserve. Medicare makes it easy to access quality care with flexible plan options designed for your health and your budget.

Let's talk Medicare

Self-Insured Consulting

Consulting for self-funded large group benefit plans,

Including:

Pharmacy Benefits Management
Stop-Loss insurance
ICHRA plans
Ancillary benefits

Financial Services

We offer an extensive array of insurance resources to keep your life on track:

Annuities
Long Term Care
Life Insurance

Property & Casualty

Protect what matters most for you and your family with the following:

Commercial Liability
Home Insurance
Auto Insurance
Umbrella Insurance

Services

Experience You Can Trust

Founded in 2017, SC Insurance advisors offers a diverse range of insurance products. Based in the Denver metro area, we are licensed all over the country. Our independent licensed agents are extraordinarily knowledgeable about Medicare insurance coverage and supplemental insurance products offered by company and region.

50+

Years of Experience

4,000+

Satisfied Clients Helped

40+

Licensed States

Meet the Team

Managing Partner

An entrepreneur at heart, Randy founded SC Insurance Agency LCC in 2017. Under his leadership, the agency flourished and now fields a team of dedicated licensed agents and a roster of esteemed outside brokers. Protection of his customers and agents is his duty and priority.

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Randy Perko

Managing Partner

With over 30 years of insurance industry experience, Jeff leads our Health & Welfare practice. Jeff’s expertise is vast, from underwriting to plan design, and administration to ACA and Medicare. Working with employers and individuals alike, Jeff is licensed in nearly 30 states.

Jeff Spiers

Advisor

Experienced insurance advisor specializing in Medicare, ACA individual plans, group ICHRA solutions, and financial services—helping clients navigate coverage options with clarity, confidence, and long-term security.

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RJ McLennan

Advisor

Experienced insurance advisor specializing in commercial, liability, home, auto, medicare, ACA, and helping clients insure their businesses or personal property.

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Ray Ruiz